It wasn’t that long ago when Equifax was breached, leaving many people’s financial data not secure. However, even with financial establishments facing backlash for poor security, robo-advisors are growing in popularity among many financially curious and digitally knowledgeable consumers. Is that a wise decision?The investment market has long been considered a tool for the wealthy, […]
When people think about a housing bubble, they think of the subprime collapse of 2008, leading to fear and panic. Most real estate investors will tell you that the ballooning or increase in the housing market currently is nothing like the subprime crisis. In fact, most investors will tell you the current housing market is […]
When you first have a job with access to retirement savings with a 401(k), it can be difficult to determine how much of your check to set aside for your golden years. Even if you have been dutifully contributing to your account for a decade or more, you might be unsure about whether your savings […]
For guys, aging has ups and downs. On the upside, we become wiser and look more “distinguished.” People look up to us. And you don’t need me to tell you how amazing it feels when your granddaughter gives you kiss and tells you she chose you as her “hero” for a school project.Now for the […]
As people age, they tend to focus more on healthy eating. Food is often less about what tastes good and more about what fuels the body — not that people give up on taste, just on eating whatever, whenever. However, eating healthier often can feel like a veggie thief waiting to clean your wallet.Healthy foods […]
It’s hot, and the world seems only to be getting hotter. While people revel in the delights of air conditioning in the hotter months of the year, they often overlook the expense of constantly running their HVAC and the potential drain on the power grid.No one is trying to tell you to shut off your […]
Sometimes, investing in long-term stock options or other financial vehicles is not feasible, especially when such vehicles tie up your money. Instead, many people prefer to have emergency funds or additional savings in easily accessible accounts, often leaving them using regular savings or checking options, missing out on potential growth.A high-yield savings account is a […]
As people age, mobility and flexibility become significant challenges, mainly if the individual does not focus on advancing or maintaining those skills. Too often, people decide to purchase overpriced and overcomplicated exercise equipment, only to leave it collecting dust in their basements or garages. While these pieces of machinery can become excellent and inconvenient shelving […]
The younger generation of millennials is facing foreboding financial woes in their lifetime. Many do not have established savings or retirement accounts, and several others fail to plan for the future or the unpredictability of life. Despite its somewhat morbid underpinnings, life insurance is a practical and necessary part of life. Unfortunately, many people do not […]
Despite the growing commitments to reestablishing or rebuilding critical infrastructure after the pandemic, the Biden administration is still fighting an uphill battle against cybercriminals and nefarious networks poised to confront and dismantle the work they do. Proposed bills and spending target the upgrading of systems like roads, schools, water, and industries, but the administration seems […]