Bull Versus Bear Markets: What You Should Know

If you pay attention to the stock markets, you have likely heard experts discussing the possibility of a bear market. The market typically experiences two types of markets: bear and bull. Bear markets are generally short-lived, lasting about 289 days on average. Bull markets, alternatively, last approximately 991 days or around three years. What does […]

The Value of Gardening

The National Gardening Association claims that over 33% of households in the U.S. grow some of their food. Unlike other hobbies, gardening has the potential to yield practical returns on investment.According to the NGA, a garden can yield a half-pound of fruits and vegetables per square foot. The yield for a 20 by 30-foot garden […]

Easy Steps To Lower Your Interest Rates

If you have credit card debt and pay over 20%, it’s time to look at ways to lower your card’s interest rates. Getting a lower annual percentage rate is easier than you think, especially if you’ve already paid down part of the debt. Follow this simple guide for great tips.How To Negotiate a Lower Interest […]

Inflation and Diminishing Wage Gains

Many Americans experienced wage increases over the last several years; the national average was about 4.5% last year. Unfortunately, the progress in wages is all but canceled out by increasing inflation. According to the Bureau of Labor and Statistics, prices increased by an average of 7.9% over the last year.Therefore, while many Americans saw increases […]

Cryptocurrency: A Good Investment?

Cryptocurrency continues to enthrall investor interest and raise questions of security. Savvy investors are making money off the crypto boom, but many more are losing everything.Additionally, crypto presents opportunities for criminal activity. The U.S. Secret Service confiscated more than $102 million in cryptocurrency assets since 2015, and the agency has 254 active investigations in this […]

The Top 7 Countries With the Best Tax Rates

Many people complain about taxes in the United States. The 37% tax rate on higher-income Americans can seem unfair, but it is not without merit. Still, how does the U.S. stack up against other countries? Is the federal government worse than or better than other territories?When examining the tax systems of other countries, seven systems […]

10 Ways To Celebrate Your Retirement

The third act. Retirement has many names, but referencing it as a final climactic finish is fitting. Your retirement years represent the final stage of your life, a time to do everything you ever wanted. How will you spend your twilight years?1. TravelTravel is a popular choice among most retirees. People spend much of their […]