With the ease of making monthly commitments through smart devices and affordable streaming and digital content channels, you can quickly over-extend yourself. However, monthly subscriptions are not the only way people are overspending every month. You can reference at least 11 areas for immediate savings when you need to cut costs.1. ThermostatWhat type of thermostat […]
One of the scariest things, when you fall ill, is thinking you cannot afford to get healthy. Medical debt can quickly become overwhelming and challenging to manage. Thankfully, there are several things you can do to save yourself money and limit future debt.1. Learn Your PolicyWhile they are typically dry and overly complex reading, you […]
Research into wealth and happiness seemed to support the idea that money cannot buy happiness; however, a new study from The Wharton School suggests that an individual’s well-being rises with the money they make. Previous research suggested a plateau between income and happiness once a person reached $75,000 annually, but that appears to be a […]
Money and worry seem to go hand-in-hand. While the occasional financial concern is normal and expected, the chronic panic over bills and finances is problematic. Too much concern can result in sleepless nights and cognitive impairment.Losing your job or experiencing unexpected expenses is enough to stress anyone out. Still, the goal must be to manage […]
Warehouse or wholesale clubs are popular among most consumers. The stores offer a variety of products, often in bulk sizes, at what most people deem fair prices. However, buying in bulk is not always the best option.Sometimes, people get carried away because they feel a deal is too good to pass up, but the bulk […]
Buy now, pay later applications moved from the outskirts of payment options to mainstream purchasing options relatively quickly. Less than 10 years ago, the acronym BNPL likely struck confusion on consumers’ faces, but now, with large retail chains accepting the payment option, it is becoming common knowledge.BNPL services have advantages for the consumer and the […]
Between rising interest and an evolving work environment, it seems the past couple of years have seen more people than usual experiencing financial hardship and stress. While stress is an understandable response to current situations, it can lead to health problems. Therefore, it is necessary to take stock of your situation and figure out the […]
Dollar stores are beautiful concepts, and they provide plenty of opportunities to save a great deal of money with the right strategy. See, while it is tempting to purchase everything you can from a dollar store, not everything is as good of a deal as it seems. For instance, many food items are overpriced, but […]
Making the right money moves at year’s end can help you start 2022 with a strong financial foundation. Consider these strategies now for peace of mind as the ball drops at midnight on New Year’s Eve.Look at Your BudgetHow have your income and expenses changed this year? Are you making the most of your money, […]
Credit card issuers like to entice new users by offering rewards or bonuses for new accounts. While it is a decent marketing tactic, many applicants attempt to game the system by rapidly opening and closing accounts to maximize rewards in a practice called credit card churning.There is nothing illegal about the practice, but some argue […]