Category Archives for "Financial"

Understanding Taxes as a Beneficiary

Inheritance and estate taxes seem like the same thing, and many people make that mistake, often interchanging the terms in conversation. However, each term refers to a specific concept and practice despite the similar subject matter.Estate taxes are of no concern to heirs because they are paid by the estate. The tax is typically a […]

Examining the 2021 Infrastructure Plan: The Pros and Cons

On November 5th, 2021, Congress officially passed the Biden Administrations Infrastructure Investment and Jobs Act. It was formally signed into law on November 15th.While it was a significant legislative accomplishment for the White House, many Americans wonder what the plan means for their wallet and future. Depending on how you look at the infrastructure strategy, […]

Understanding I Bonds and Their Current and Growing Popularity

With rising inflation rates, it is natural for Americans to worry about the value of their dollar. Over the past several months, the average consumer’s paycheck does not meet the same budgetary expectations as before, with many citizens complaining about rising grocery costs and other essentials.As inflation continues to rise, investors are trying to find […]

Should You Wait for Black Friday This Year?

Black Friday is one of the busiest and most lucrative shopping days for businesses and consumers but is that still going to be the case this year, 2021? While many people wait for Black Friday to do most of their holiday shopping, they will need to reassess their goals and consider the continuing struggle of […]

Inflation and the American Household

Groceries, clothing, cars, and countless other essential and luxury items have increased in price over the past few months, putting a significant strain on the average American household. Aside from the increasing cost of living, Americans have experienced lower interest rates on savings, meaning families are being clobbered financially, which is jarring — to say […]

Diversifying Your Portfolio Through Multiple Brokerage Accounts: Good or Bad

Buying and selling individual stocks and investments requires access to a minimum of one brokerage account. There are many benefits to opening a single account, including the broker’s expertise and customization of your portfolio through them. However, many investors wonder if a single account is the most lucrative and practical way to diversify their portfolio […]