Between rising interest and an evolving work environment, it seems the past couple of years have seen more people than usual experiencing financial hardship and stress. While stress is an understandable response to current situations, it can lead to health problems. Therefore, it is necessary to take stock of your situation and figure out the […]
Making the right money moves at year’s end can help you start 2022 with a strong financial foundation. Consider these strategies now for peace of mind as the ball drops at midnight on New Year’s Eve.Look at Your BudgetHow have your income and expenses changed this year? Are you making the most of your money, […]
Credit card issuers like to entice new users by offering rewards or bonuses for new accounts. While it is a decent marketing tactic, many applicants attempt to game the system by rapidly opening and closing accounts to maximize rewards in a practice called credit card churning.There is nothing illegal about the practice, but some argue […]
There is a surprising number of articles, blog posts, and videos advising young people to stop drinking fancy coffee drinks and consuming avocado toast: the reason: financial ruin. That’s right; people are making the claim that partaking in a beverage or a snack can ruin a person financially, which is not entirely true. Obviously, most of […]
Black Friday is one of the busiest and most lucrative shopping days for businesses and consumers but is that still going to be the case this year, 2021? While many people wait for Black Friday to do most of their holiday shopping, they will need to reassess their goals and consider the continuing struggle of […]
Retirement is the time in your life to enjoy and travel. If plans were successful, you likely have enough to enjoy one or two trips per year, if not more. However, as eager as many retirees are to travel, the news of plane crashes, boats capsizing, or train derailments can quickly curb the enthusiasm. It […]
Groceries, clothing, cars, and countless other essential and luxury items have increased in price over the past few months, putting a significant strain on the average American household. Aside from the increasing cost of living, Americans have experienced lower interest rates on savings, meaning families are being clobbered financially, which is jarring — to say […]
People typically make financial decisions based on taxes, either lowering or avoiding them. While some financial choices are inconsequential when weighed against tax incentives, retirement investing is not. When and how you pay taxes on retirement savings depends on the type of account you have and when or how you choose to withdraw or invest […]
Buying and selling individual stocks and investments requires access to a minimum of one brokerage account. There are many benefits to opening a single account, including the broker’s expertise and customization of your portfolio through them. However, many investors wonder if a single account is the most lucrative and practical way to diversify their portfolio […]
If there is anything worse than filing your taxes, it’s finding out that you owe money at the end of the year. While everyone is posting to social media about their massive returns and what they plan to do with them, you’re over there wondering how you’re going to come up with the funds to […]