Most schools don’t teach credit smarts. Unfortunately, that means it’s easy to make mistakes that can tank your FICO score as soon as you get your first credit card. Lenders look at this number when you apply for a loan or credit card to help them determine the risk that you will default on the […]
Credit cards can be a powerful tool for building your credit and paying for expenses, but only if you use them responsibly. When used incorrectly, credit cards can destroy your financial health, your credit profile and your overall quality of life. To avoid the devastating consequences of credit card irresponsibility, it is important that you […]