5 Simple Ways To Trick Yourself into Spending Less
While not often met with a positive response, trickery can be a useful tool. Granted, the deception discussed in this article is not that of the con job or criminal nature. Instead, the tricks referred to here are more in line with discipline and habit.Did you know it can take 21 days to form a […]
3 Times Being Nice Will Kill Your Finances
Being responsible about finances is a must to enjoy a happy, comfortable life. Being a nice person is also important, both for your health and happiness, as well as the health and happiness of others in your life. However, being nice doesn’t necessarily mean you should be a pushover. Being a pushover can lead to […]
5 Financial Goals That Everyone Should Set in 2021
Let’s cut to the chase: 2020 has been a real haul. With brighter days ahead, it’s time to start gazing into your financial future. More specifically, it’s time to set some goals to make your accounts healthier and more robust than ever by this time next year.1. Create a BudgetMore and more Americans are living […]
4 Tips Now That the Stock Market Is Going Up Again
The golden days of retirement will be here before you know it. Sure, you worked hard during your life, bought a home, put money into savings, and spent your earnings carefully. Maybe you even have a retirement account in the works for added protection. While that’s all well and good, a comfortable retirement requires ample […]
How To Retire With More Than $1 Million
How much money do you need to live on when you retire? While the answer varies depending on whether you plan to live a quiet life in your paid-off house or travel the world and see the sights. Either way, however, you should aim to save about 80% of your preretirement income for each year […]
My Secrets for Racking Up Credit Card Points
You know that credit card debt can put a serious hit on your financial future, but that doesn’t mean you should write off credit cards completely. In fact, if you can qualify for a rewards credit card, it can serve as a smart tool to reduce your bottom line and pay for fun extras. These […]
3 Tips for Renegotiating Your Interest Rate on a Current Account
As someone who has done this several times over the years, I can tell you that renegotiating interest on a current account isn’t as tricky as you might think. You just need to know how to ask. Here are three effective tips:1. Build a Persuasive ArgumentNo lender is going to magically give you a lower […]
The Government Versus Big Tech: Are Your Stocks in Danger?
In the DOJ’s recent lawsuit against Google, the government claims the company has used unfair practices to stay the dominant online search engine and act as “a monopoly gatekeeper of the internet.” Will this lawsuit cause tech stocks to plummet?What Is the Case About?This case asserts that by paying Apple billions to be the default […]
8 Easy Tips for Saving Energy (and Money!) at Home
Saving energy is good for the environment, but it also makes good financial sense. Why waste money on electricity for no reason? Here are 8 excellent tips for saving money on electricity, and they’re all easy to put in practice.1. Choose Energy Efficient AppliancesAlways look for the ENERGY STAR label when you buy an air […]
Here’s How To Invest During an Economic Downturn
The stock market can be unpredictable to say the least. For this reason, periods of slower economic growth aren’t really a huge surprise. What should you do with your money during an economic downturn?Your GoalsThe first step in deciding your next move is knowing what you want to accomplish. Are you trying to benefit financially […]