Paying Your Bills On Time Shouldn’t Be Complicated
Paying your bills on time is one of the best ways to avoid debt. Without having to worry about late fees and missed payments, you spend less money overall and get more bang for your buck. You also enjoy a better credit score, which is amazing because you can qualify for low-interest loans if you […]
3 Stock Market Myths That Are Holding You Back
If you’re like many people, you look at the stock market as a mysterious and complexundertaking. You know that people earn money on investments, maybe even people like your friends or your family, but to you, it all seems like a foreign language. You may also be put off by the high-risk nature, especially if […]
Why Benefits Packages Are Just as Important as Salary
One of the most important lessons I’ve learned after so many decades in business is that finding a job that makes you happy is everything. That $80,000 a year salary won’t seem so special if you feel exhausted every night, barely get to see your kids or have to come in to work when you’re […]
“No-Spend Days”; and How To Be Successful
Discretionary spending is not often a luxury many retirees experience, but if you plan yourfinances well, then you should have at least an occasional allowance. However, since retirement usually means you have a fixed income, it is crucial to keep to a budget so that you do not limit your ability to have some financial […]
3 Easy Ways to Prep Year-Round for Tax Season
It seems like we just finished tax season, and yet it’s right around the corner again. Though it’s never been my favorite time of year, I’ve learned some techniques that have helped me prepare well in advance for the big day. If tax season comes around and you find yourself scrambling to prepare, it may […]
How Marriage – and Divorce – Can Affect Your Debt
Marriage is all about making the love two people share official. It means you and your spouse are going to create a big, happy life together, complete with grandkids, family dinners, lots oflaughter, and all the other wonderful things that make life worth living.Because of the many benefits marriage offers, lots of folks tend to […]
Are You Saving Enough for Retirement? The Easy Way to Tell
Whether retirement is decades away or just around the corner, you probably wonder if you’re putting enough money away to survive during your golden years. While the answer to that question varies based on whether you picture a simple cottage or a life of travel, these simple guidelines can help you see if you need […]
The 5 Best Ways To Invest Your Savings
Too many people have a skewed view of investing. The consensus is that if you didn’t startinvesting between 20 and 30, then what’s the point? The point is there is still a lot of money on the table. There is no reason that during your retirement years, your money can’t start working for you instead […]
5 Tips for Getting a Service Fee Waived
Service fees grind my gears, and I have a sneaking suspicion that I’m not the only one. When Ifind myself confronted with tacked-on fees for seemingly nothing, I try one or more of thefollowing approaches to strike them from my bill for good.1. Don’t Be a JerkAs a customer, you may always be right — […]
The Need-To-Know Info About Your Insurance Premiums
Simply put, the fee you pay to your insurance provider every month is your premium cost. Inexchange, the insurance company agrees to cover valid claims on your policy. Depending on the type of policy and the provider, you may pay your premium all at once for the coverage period or in monthly or quarterly installments. […]