Research into wealth and happiness seemed to support the idea that money cannot buy happiness; however, a new study from The Wharton School suggests that an individual’s well-being rises with the money they make. Previous research suggested a plateau between income and happiness once a person reached $75,000 annually, but that appears to be a […]
Getting your first home is exciting. It’s also a big decision. If you play your cards right, you can save money and have the cash to spend on other things you love. Before you sign on the dotted line, take a look at these tips for first-time home buyers.1. Take Care of Your CreditA common […]
Money and worry seem to go hand-in-hand. While the occasional financial concern is normal and expected, the chronic panic over bills and finances is problematic. Too much concern can result in sleepless nights and cognitive impairment.Losing your job or experiencing unexpected expenses is enough to stress anyone out. Still, the goal must be to manage […]
Warehouse or wholesale clubs are popular among most consumers. The stores offer a variety of products, often in bulk sizes, at what most people deem fair prices. However, buying in bulk is not always the best option.Sometimes, people get carried away because they feel a deal is too good to pass up, but the bulk […]
Buy now, pay later applications moved from the outskirts of payment options to mainstream purchasing options relatively quickly. Less than 10 years ago, the acronym BNPL likely struck confusion on consumers’ faces, but now, with large retail chains accepting the payment option, it is becoming common knowledge.BNPL services have advantages for the consumer and the […]
You want to take a trip, but you do not want to spend a fortune on airfare. Widespread assumption tells you that booking a flight for a Monday in the future is the most cost-effective solution, but is that what the research says? No.Many people schedule travel plans around outdated studies or assumptions not rooted […]
Between rising interest and an evolving work environment, it seems the past couple of years have seen more people than usual experiencing financial hardship and stress. While stress is an understandable response to current situations, it can lead to health problems. Therefore, it is necessary to take stock of your situation and figure out the […]
Dollar stores are beautiful concepts, and they provide plenty of opportunities to save a great deal of money with the right strategy. See, while it is tempting to purchase everything you can from a dollar store, not everything is as good of a deal as it seems. For instance, many food items are overpriced, but […]
Making the right money moves at year’s end can help you start 2022 with a strong financial foundation. Consider these strategies now for peace of mind as the ball drops at midnight on New Year’s Eve.Look at Your BudgetHow have your income and expenses changed this year? Are you making the most of your money, […]
While there are many reasons to install solar panels on your house, the most common reasons are for financial savings and to help the environment. For those in retirement, the financial incentives are likely a driving force in the decision. It is worth noting that solar panels are initially quite expensive, which can be alarming for […]