The period between deciding to retire and committing to an actual retirement date is pre-retirement. This phase of retirement planning is vital to understanding financial obligations and the reality of the desired timeline. Failing to plan correctly can leave you struggling financially in your “golden” years — not a way to spend life’s winter.While some […]
How would you react if a close friend in another state invited you to their wedding? You would probably start planning right away: buy your plane ticket, choose what you’re going to wear and select the perfect gift. You definitely wouldn’t leave things until the last minute and hope they just sorted themselves out.That’s how […]
There is probably no worse time to get bit by the travel bug. With the cost of living through the roof, many people are choosing the “stay-cay” over the more traditional “vacay.” While there is a lot to be said for a staycation, you may be itching for something a bit more adventurous. If this […]
The death of Queen Elizabeth II at 96 on September 8, 2022, leaves the U.K. and the world in a transitional state. As a global economic leader, Britain is entering a period of mourning and royal and political transition during a turbulent economic time.The United Kingdom is facing economic uncertainty, dangling on the brink of […]
In an unprecedented move, the Biden Administration announced a student loan forgiveness initiative in the waning days of August 2022. Using his full authority, President Biden signed an executive action to provide between $10,000 and $20,000 of relief.While the move is one many predicted as of late, it is still creating many questions. Borrowers want […]
Should you invest when the market experiences a downward trend or wait for things to turn around? For some new investors, market downturns seem too risky because there is no way of knowing how far down the DOW will trek. Still, down markets also present significant opportunities for investors to grab blue chip stocks at […]
A gift is a gift, right? Not necessarily. True to form, the IRS must have its hand in every pot, including that which contains your monetary gifts. While the agency won’t come after you for gifting $20 here and $50 there, it will raise a brow when your gifts begin to soar into the thousands. […]
Real estate is a safe investment in most situations. While most people purchase multiple properties for the sake of renting them out and earning extra income, others prefer to own two properties for personal use.If you choose to purchase a second home, there are many things to consider, but the most important is taxes. Before […]
Whether you have a favorite vacation destination, want to start an Airbnb or simply want a home away from home in a new locale, it may make sense for you to buy a second home. Not only may it make sense but also, you may finally be at the point where you can.Second home sales […]
Everyone is familiar with dollar stores. They represent alternative shopping experiences to big box chains with the expectations of savings.With over 35,000 stores across the U.S., the dollar store model is successful. Dollar General and Dollar Tree are the two companies leading the market, and their success relies heavily on demographics and the perception of […]