For many people, the 401(k)-retirement plan is the gold standard for a stress-free retirement, but millions of Americans do not have access to these plans. Does the lack of access mean that millions of workers are facing a challenging and financially troubling future? No, not necessarily. A 401(k) is only one retirement savings option, and […]
What is motivating or driving you to consider being a landlord? Most real estate investors are looking for another income stream, a way to offset monthly expenses and increase annual profits. For other investors, the idea comes from a problem selling an existing property. Whatever reason has you thinking about becoming a landlord, you do […]
While risk is a natural part of any investment, cryptocurrency, such as Bitcoin, carries risks beyond the conventional concerns. Primarily, a Bitcoin investor plays a significant role in the security of their investment, meaning their level of responsibility is different from more traditional investments. Before you invest in Bitcoin or any cryptocurrency, it is wise […]
Many people dream of retiring abroad. However, when considering the best places to retire outside of the United States, there are many things to think about:Ease of purchasing propertyRental and mortgage costsHealthcare costsCost of livingVisa and residency requirementsEntertainment and amenitiesClimateInfrastructurePolitical situationsSocial and language barriersThankfully, while many locations are suitable for an expat retirement, only a […]
Shareholders drive the performance and operational agenda of publicly traded companies. In the past, most companies held a superficial opinion of social responsibility or environmental issues because shareholders didn’t seem to care as long as there were positive returns. The tides are changing.Shareholders now want to know how companies are altering processes to account for […]
Economic collapses are not the stuff of myths; these financial failures present genuine risks to investors. From the Banking Crisis of 1763 to the Great Recession of 2008, investors and non-investors alike have been struck with the realization that a healthy, stable economy is never a guarantee. Even today, with the pandemic recovery, investors need […]
Big news from Washington in August as President Biden signed a major new infrastructure bill into law. Insiders say the bipartisan passage of this $1 trillion plan to rebuild U.S. could pave the way for a second, even more expansive package. If you’re like most Americans, what you really want to know is how these […]
Some investors operate under the assumption that fund managers cannot or will not outperform the market. Therefore, to minimize fees, these investors use a strategy called index investing, which involves creating portfolios around market averages, benchmarks, or stock indexes, such as the S&P 500. While some savvy investors make the most of index funds, most […]
Many investors worry that recent fluctuations in the stock market are indicators of a looming crash: unprecedented rises in markets, threats of inflation, and sudden drops and volatility in the Dow Jones, S&P 500, and Nasdaq. While any combination of these things would indicate trouble on the horizon under normal circumstances, 2020 was not a […]
Plant-based dairy is a growing trend. Most people who adhere to non-milk dairy do so because of the environmental and economic costs of cow’s milk. However, while choosing dairy alternatives is admirable, not all plant-based products are equal. Almond milk is among one of the most popular milk alternatives, but it shouldn’t be. Between the […]