Subscription services are convenient and fun but are they necessary? On average, people spend about $130 more than they realize on monthly subscriptions. In fact, about a third of consumers underestimate how much they spend on monthly subscriptions by up to $199.In the digital age, it is easy to become overwhelmed by apps, streaming services, […]
Many people dream of traveling the world when they retire or before. They plan elaborate vacations with specific and often expensive stops as they daydream at their desk job. For the dreamers, a travel rewards credit card seems like a no-brainer, especially when they have globe-trotting friends who seem to bask in the benefits of […]
Events outside of the control of employers and employees saw the rise and necessity of remote work. With nearly two years since the widespread adoption of remote work, the workforce is settling into what many assumed to be the new normal. However, many employers do not seem as keen on the permanent adoption of the […]
“Now hiring!” How many signs have you seen that beg for job applicants in recent months? As the economy and society return to offices and in-person activities, many businesses have pleaded for applicants. The continued demand for employees makes recent news about massive layoffs so confusing and troubling.Layoffs and Consumer PreferenceThe layoffs are coming from […]
Many people look at yardwork as something they have to do, not something they enjoy. When viewed as an obligation, people might feel an urge to procrastinate and push the job off. However, yardwork has many benefits beyond beautification and lawn maintenance.Yardwork is a chore and an obligation, but it is also beneficial to your […]
If you pay attention to the stock markets, you have likely heard experts discussing the possibility of a bear market. The market typically experiences two types of markets: bear and bull. Bear markets are generally short-lived, lasting about 289 days on average. Bull markets, alternatively, last approximately 991 days or around three years. What does […]
The National Gardening Association claims that over 33% of households in the U.S. grow some of their food. Unlike other hobbies, gardening has the potential to yield practical returns on investment.According to the NGA, a garden can yield a half-pound of fruits and vegetables per square foot. The yield for a 20 by 30-foot garden […]
The general public assumption is that generic items are of less quality than name brands. The cheaper packaging and poor marketing strategy of generic brands equate them to low-value goods. The funny thing is most generic products are identical to their name-brand counterparts. In fact, some generic items are even made by name-brand companies, essentially […]
With interest rates projected to rise over the rest of the year, it’s no wonder that you might be wondering about refinancing your mortgage. But, dad jokes aside, the decision to pay off your mortgage with a new loan requires careful consideration, even if you’re tempted by the promise of a lower interest rate. So […]
If you have credit card debt and pay over 20%, it’s time to look at ways to lower your card’s interest rates. Getting a lower annual percentage rate is easier than you think, especially if you’ve already paid down part of the debt. Follow this simple guide for great tips.How To Negotiate a Lower Interest […]