2020 is officially history, and it is truly a celebration. However, while no one will regret putting this pandemic year in the rearview, do not get too caught up in celebration. Ringing in the New Year is not only about saying goodbye to the past; it is also about looking ahead.People often neglect financial commitments […]
It seems like everything we buy these days offers the option of an extended warranty. Whether you’re buying a simple toaster or a complete home theater system, the salesperson or online shopping cart provides an upgrade for extra protection, at a price of course. When does it make sense to sign on the dotted line? […]
Debt is a peculiar thing; most people have it, but people still feel shame to talk about it. The emotional toll is overwhelming to the carriers of debt and accounts in collections. For many, there is no day, hour, minute, or second that brings relief. Constantly checking bank accounts and juggling credit card balances makes […]
There is no denying that quarantine is a drag. There is only so much you can do on your own at home. While binging Netflix and other streaming shows may help pass the time, watching TV gets boring before long. The sedentary, unproductive life is no fun after a while, so it is crucial to […]
When it comes time to trade in your old clunker for a shiny new model, you might be tempted by the low payments on lease advertisements. Before moving forward, figure out whether it truly makes the most financial sense to buy or lease your vehicle. Here’s what you need to know to make the comparison.Benefits […]
While not often met with a positive response, trickery can be a useful tool. Granted, the deception discussed in this article is not that of the con job or criminal nature. Instead, the tricks referred to here are more in line with discipline and habit.Did you know it can take 21 days to form a […]
Being responsible about finances is a must to enjoy a happy, comfortable life. Being a nice person is also important, both for your health and happiness, as well as the health and happiness of others in your life. However, being nice doesn’t necessarily mean you should be a pushover. Being a pushover can lead to […]
Let’s cut to the chase: 2020 has been a real haul. With brighter days ahead, it’s time to start gazing into your financial future. More specifically, it’s time to set some goals to make your accounts healthier and more robust than ever by this time next year.1. Create a BudgetMore and more Americans are living […]
The golden days of retirement will be here before you know it. Sure, you worked hard during your life, bought a home, put money into savings, and spent your earnings carefully. Maybe you even have a retirement account in the works for added protection. While that’s all well and good, a comfortable retirement requires ample […]
After many months of waiting the coronavirus crisis to go away, it’s normal to get excited about the announcements of new coronavirus vaccines. When will they be available and how effective are they? Here’s what we know so far.How Many Coronavirus Vaccines Are Available?As of December, 2020, there are three main coronavirus vaccines that appear […]