Refinancing 101: Review This Guide Before You Apply
With interest rates projected to rise over the rest of the year, it’s no wonder that you might be wondering about refinancing your mortgage. But, dad jokes aside, the decision to pay off your mortgage with a new loan requires careful consideration, even if you’re tempted by the promise of a lower interest rate. So […]
5 Real Ways To Make Money From Home
It can be challenging to find side gigs that provide a decent amount of money. The digital age gave rise to affiliate marketers and online survey takers. While it is possible to make some money doing these things, an overly flooded market and a general disdain for digital ads make it difficult for the average […]
Top 4 Mistakes To Avoid When Selecting a Financial Planner
It has never been easier to invest with do-it-yourself strategies. Still, DIY is not always the best option, especially for investors with a lot of capital or who like to be more active and participate in investment strategy. If you want to make the most out of your money, it is often better to work […]
Get Your Tax Refund Quicker With These Tips
If you’re like many people, you find little joy in doing your taxes. However, when all is said and done and you finally hit “E-file” or send your packet in for review, you can rest easy in the knowledge that all your hard work is about to pay off via a refund.Many Americans look forward […]
If You Don’t Need Your Car, Sell It Now
With computer chip shortages and logistic issues for new cars, the used-vehicle market is scorching hot. The market is witnessing a steady drop in supply and increase in demand; manufacturers can’t keep up.The inability to maintain stock is out of the hands of car dealers and developers. The shortages of critical components are widespread throughout […]
4 Tips for Verifying Charitable Organizations
Charity is a long-held staple in financial circles. While charitable donations do provide some tax incentives, most people give money because they believe in a cause. Unfortunately, not all charities are on the up and up. Some organizations are dubious, and others are not well managed. Before you donate your hard-earned money, you should do your […]
8 Tips To Help You Manage and Avoid Medical Debt
One of the scariest things, when you fall ill, is thinking you cannot afford to get healthy. Medical debt can quickly become overwhelming and challenging to manage. Thankfully, there are several things you can do to save yourself money and limit future debt.1. Learn Your PolicyWhile they are typically dry and overly complex reading, you […]
My 5 Best Pieces of Advice to First-Time Homebuyers
Getting your first home is exciting. It’s also a big decision. If you play your cards right, you can save money and have the cash to spend on other things you love. Before you sign on the dotted line, take a look at these tips for first-time home buyers.1. Take Care of Your CreditA common […]
Understanding Buy Now, Pay Later Services and Their Value To Consumers
Buy now, pay later applications moved from the outskirts of payment options to mainstream purchasing options relatively quickly. Less than 10 years ago, the acronym BNPL likely struck confusion on consumers’ faces, but now, with large retail chains accepting the payment option, it is becoming common knowledge.BNPL services have advantages for the consumer and the […]
Six Smart Money Moves to Make Before December Ends
Making the right money moves at year’s end can help you start 2022 with a strong financial foundation. Consider these strategies now for peace of mind as the ball drops at midnight on New Year’s Eve.Look at Your BudgetHow have your income and expenses changed this year? Are you making the most of your money, […]