Bill Davis
How To Implement Effective and Affordable Changes to Federal Minimum Wage Policy
Raising federal minimum wage limits is not a new debate, with the last overhaul happening in the early 2000s, raising the wage to $7.25 per hour. Unfortunately, as many argue, the last hike did little to negate the poverty risk of minimum wage workers, especially those with children. Moreover, the real value of current minimum […]
Investing Cautiously and Wisely in the Reopening and Still Unpredictable Economy
Most retirees live off of their investments, not side hustles or part-time jobs if they’re lucky. Unfortunately, with the economy shut down for the better part of a year, making moves in the market has been increasingly risky and unpredictable.Thankfully, the economy is reopening; with another influx of government funding to small businesses and the […]
The Housing Boom: How Much Faith Can You Have in the Current Market?
Despite an ongoing pandemic, the housing market has seen record-setting numbers as it shifted from a buyer’s to a seller’s market. Despite an initial slowdown at the peak of the COVID-19 crisis, September and October saw a rising trend in house sales that has lasted for 10 months. The remarkable growth in the housing market has […]
Stock Alert: Will Big Pharma Be in Trouble If Patents Go Public?
According to The Guardian, the Oxford/AstraZeneca vaccine used over 95% funding from the public and from donations. Similar things can be said about Moderna and Pfizer. Should the government force Big Pharma to make these patents public? Would that damage pharmaceutical stock prices?What Exactly Is Going on With Vaccine Patents?In the U.S. and around the […]
Colonial Pipeline Cyberattack and Potential Repercussions
On May 6, 2021, Colonial Pipeline was forced to shut down the largest gasoline pipeline in the United States, threatening a gasoline shortage that could affect much of the east coast. The cause, a cyberattack launched by Eastern European hackers. While the attack did not interfere with vital machinery and infrastructure, it did render the company’s […]
Persevering Through a Pandemic: How Some Companies Profitted During a Global Health Crisis
During the last year, it is not uncommon to see stores, companies, and franchises closing their doors for good. The trials and tribulations of COVID-19 are far from over, and, likely, the world has not seen the last of the pandemic’s business casualties. However, despite the somewhat dire news for some businesses and industries, many others […]
Waiving Patent Protections for Covid-19 Vaccines and Its Economic Impact
Many investors and pharmaceutical corporations have been calling a flag on the play since the Biden administration announced support for waving intellectual property protections for Covid-19 vaccines. The Pharmaceutical Research and Manufacturers of America, a group including AstraZeneca, Johnson & Johnson, and Pfizer, have cried foul, claiming the unprecedented step of the administration will undermine […]
5 Smart Ways To Use Your Tax Refund
Are you counting down the days until your highly anticipated tax return arrives in your bank account or mailbox? Have you considered what you will do with your return once it arrives? While visions of vacations and shopping sprees may dance around in your head, it’s important to put some serious thought into how you’ll […]
Understanding the Necessity of Savings and Investing
There is some mental fogginess between the terms saving and investing. Many people might confuse each as one and the same, but that is flawed. A savings account is not the same as investing in mutual funds, stocks, or bonds. One is a short-term, liquid asset, and the other is a long-term, wealth vehicle. Both […]
How the $2 Trillion Bill Will Affect the Economy
Have you noticed how money is being treated like an unlimited resource that can’t run out lately? Maybe not by you and me, but by good old Uncle Sam? While this is by no means a new phenomenon, it has become more of the norm over the last decade than it should. Take President Biden’s […]