Bill Davis
Author Archives: Bill Davis

The Importance and Suggested Frequency of Credit Monitoring

According to the Federal Trade Commission, one in five Americans experiences errors on at least one of their credit reports. Unfortunately, most people do not realize the mistakes because they do not check their reports often or not often enough.  Credit reporting errors at TransUnion, Equifax, or Experian can lead to weaker credit scores regardless of […]

Weighing the Pros and Cons of an HSA

With a health savings account, commonly called an HSA, you can set aside pre-tax funds to pay for future medical expenses. While an HSA sounds like a no-brainer, reviewing the benefits and possible drawbacks of these types of accounts can help you make the best decision for your finances. Here’s what you need to know […]

Quit Trying to Time the Market, and Focus on Long-Term Gains, Instead

Active investing, such as day trading, is a popular investment strategy. Still, it depends on the investor’s ability to consistently outperform the market, which growing evidence says is improbable and more volatile than other strategies. If you plan on active trading based on timing the rise and fall of stocks, it might be time to […]

Discovering Alternatives to 401(k) Retirement Plans

For many people, the 401(k)-retirement plan is the gold standard for a stress-free retirement, but millions of Americans do not have access to these plans. Does the lack of access mean that millions of workers are facing a challenging and financially troubling future? No, not necessarily. A 401(k) is only one retirement savings option, and […]

Bitcoin: Are Potential Profits Worth the Risks?

While risk is a natural part of any investment, cryptocurrency, such as Bitcoin, carries risks beyond the conventional concerns. Primarily, a Bitcoin investor plays a significant role in the security of their investment, meaning their level of responsibility is different from more traditional investments. Before you invest in Bitcoin or any cryptocurrency, it is wise […]

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