Bill Davies
What’s the Deal With GameStop Stock and Should You Invest?
GameStop is a video game seller that mainly offers its products in physical stores. The problem is that many teens and adults buy digital video guys online these days. Unsurprisingly, GameStop’s profits, and the price of its stocks, were going down.What Happened to GameStop Stocks?Near the middle of January 2021, something changed. Stock prices for […]
3 Times Wall Street Manipulated the Market
When I first heard about the “GameStop uprising,” I had no idea what it was. But then the news lit up with stories about how a bunch of regular Joes decided to play Wall Street’s own game and caused quite a ruckus. Although I don’t condone risking your own finances just to make somebody else […]
If Following a Budget Is Hard, Do This Instead
Hey there! Are you one of the millions of Americans who made a resolution to get control of your finances this year? If so, you’ve probably been trying to stick to a budget. This is a great goal to have, but it may not be ideal for everyone. For example, if your paycheck varies a […]
3 Things I Learned After Tracking My “Wants” for 30 Days
Recently, I decided to reevaluate my financial “wants.” I’m talking about those expenses related to entertainment, dining out and so on; you know, the fun stuff. Before I began, I was confident that I was managing that particular strand of our family budget well. We weren’t lavishing our guests and ourselves with 11-course meals or […]
Using Personal Loans as Investment Vehicles
Money makes the world go round. It’s a familiar phrase, and it is a common trope for people who make rash investment decisions. It is typical to want money; from an early age, people are shown the dramatic windfalls of frivolous investors and millionaires, leading to envy and desire. Unfortunately, the eagerness for wealth can […]
Make the Most of Credit Card Rewards With These Dos and Don’ts
Are credit card rewards all they’re cracked up to be? While it’s possible to reap the benefits of spending money on your card, making the wrong moves can quickly negate these gains. These are the dos and don’ts for maximizing your credit card rewards and avoiding common pitfalls.Do Pick a Card That Makes SenseCarefully read […]
6 of the Worst Credit Mistakes You Can Make
Most schools don’t teach credit smarts. Unfortunately, that means it’s easy to make mistakes that can tank your FICO score as soon as you get your first credit card. Lenders look at this number when you apply for a loan or credit card to help them determine the risk that you will default on the […]
How To Teach Kids the Value of Earning Money
Have you noticed how kids these days seem to think money literally grows on trees? I once heard of a kid who thought his parents had an unlimited money supply and that they could write out checks for any amount they wanted! It’s normal to want the best for your kids, especially if you had […]
Financial Advice for 2021
2020 is officially history, and it is truly a celebration. However, while no one will regret putting this pandemic year in the rearview, do not get too caught up in celebration. Ringing in the New Year is not only about saying goodbye to the past; it is also about looking ahead.People often neglect financial commitments […]
Are Extended Warranties on Electronics Really Worth It?
It seems like everything we buy these days offers the option of an extended warranty. Whether you’re buying a simple toaster or a complete home theater system, the salesperson or online shopping cart provides an upgrade for extra protection, at a price of course. When does it make sense to sign on the dotted line? […]