Bill Davies
How To Recover From Your Debt
Debt is a peculiar thing; most people have it, but people still feel shame to talk about it. The emotional toll is overwhelming to the carriers of debt and accounts in collections. For many, there is no day, hour, minute, or second that brings relief. Constantly checking bank accounts and juggling credit card balances makes […]
How To Improve Your Finances During Quarantine
There is no denying that quarantine is a drag. There is only so much you can do on your own at home. While binging Netflix and other streaming shows may help pass the time, watching TV gets boring before long. The sedentary, unproductive life is no fun after a while, so it is crucial to […]
Cut Through the Confusion of Buying vs. Leasing
When it comes time to trade in your old clunker for a shiny new model, you might be tempted by the low payments on lease advertisements. Before moving forward, figure out whether it truly makes the most financial sense to buy or lease your vehicle. Here’s what you need to know to make the comparison.Benefits […]
5 Simple Ways To Trick Yourself into Spending Less
While not often met with a positive response, trickery can be a useful tool. Granted, the deception discussed in this article is not that of the con job or criminal nature. Instead, the tricks referred to here are more in line with discipline and habit.Did you know it can take 21 days to form a […]
3 Times Being Nice Will Kill Your Finances
Being responsible about finances is a must to enjoy a happy, comfortable life. Being a nice person is also important, both for your health and happiness, as well as the health and happiness of others in your life. However, being nice doesn’t necessarily mean you should be a pushover. Being a pushover can lead to […]
5 Financial Goals That Everyone Should Set in 2021
Let’s cut to the chase: 2020 has been a real haul. With brighter days ahead, it’s time to start gazing into your financial future. More specifically, it’s time to set some goals to make your accounts healthier and more robust than ever by this time next year.1. Create a BudgetMore and more Americans are living […]
4 Tips Now That the Stock Market Is Going Up Again
The golden days of retirement will be here before you know it. Sure, you worked hard during your life, bought a home, put money into savings, and spent your earnings carefully. Maybe you even have a retirement account in the works for added protection. While that’s all well and good, a comfortable retirement requires ample […]
Everything You Need To Know About the New Coronavirus Vaccines
After many months of waiting the coronavirus crisis to go away, it’s normal to get excited about the announcements of new coronavirus vaccines. When will they be available and how effective are they? Here’s what we know so far.How Many Coronavirus Vaccines Are Available?As of December, 2020, there are three main coronavirus vaccines that appear […]
How to Stop Having Stress Dreams and Finally Wake Up Feeling Rested
Many people view sleep as a reprieve from their stressful day-to-day activities. Unfortunately, depending on the level of worry and anxiety you experience, your routine can quite literally haunt your sleep.Stress dreams are often vivid and terrifying. While some people may dream of financial turmoil, others will suffer from more imaginative nightmares, less focused on […]
How To Retire With More Than $1 Million
How much money do you need to live on when you retire? While the answer varies depending on whether you plan to live a quiet life in your paid-off house or travel the world and see the sights. Either way, however, you should aim to save about 80% of your preretirement income for each year […]