Bill Davies
Strategies You Can Use To Save Money on Grocery Shopping
How often do you spend more than you would like at the grocery store? Seeing all the sales and bright packaging is enticing, and it is meant to be, which is why it is necessary to have strategies for when you go to the store so you can save money. Check out the following ten […]
End the Summer With My Favorite Grilling Recipes
When I fire up the grill, I try to select dishes that highlight the freshest available ingredients,especially at the height of the summer growing season. Even if you’re a novice when it comes to cooking over the coals, these simple yet delicious recipes will help you earn that coveted Grill Master apron. Grab your spatula […]
6 Practical Ways To Save Money Every Week
You don’t need to completely change your lifestyle to save money. You just need to be aware of how much you’re currently spending and decide whether specific expenses are worth it or not. Follow these 6 tips for success:1. Set a Savings GoalThe first step is to decide how much you need or want to […]
3 Costly Credit Card Mistakes You’re Probably Making
Credit cards can be a powerful tool for building your credit and paying for expenses, but only if you use them responsibly. When used incorrectly, credit cards can destroy your financial health, your credit profile and your overall quality of life. To avoid the devastating consequences of credit card irresponsibility, it is important that you […]
What It Means To Diversify Assets and How To Do It
What Is Diversification in Investments?The idea behind portfolio diversification is to spread out your investments in a variety of assets rather than just one. This includes a mixture of stocks, bonds, Certificates of Deposits and international investments. Stocks carry a higher risk while things such as bonds and CDs have lower risk.Thinking of the roulette […]
How To Start Composting: The Seven Basics
It is common knowledge that fertile soil develops the best plants and gardens. Unfortunately,many cities do not have optimum dirt for planting, which means you either need to purchase it or makes it yourself. Composting is a natural way of developing highly fertile soil using compostable materials. While not everyone is readily familiar with the […]
How To Restore Rusted Metal
It’s probably happened more times than you care to admit: You go to use a tool you haven’ttouched in a while, and it’s covered in rust. When this happens, as annoying as it is, don’t throw the whole thing away. It’s most likely just surface rust, and you can get it off with a few […]
How To Actually Make Money Off a Rental Property
Whether you’re near retirement age or already living your so-called “Golden Years,” the term“passive income” probably sounds quite nice to you. While there are several passive incomeopportunities available, one of the most lucrative — and consistent — involves renting outproperty.That said, being a landlord is not a walk in the park, and many newbies make […]
7 Steps To Building a Backyard Fire Pit
Summer is over, and cooler nights are providing opportunities for familygatherings. Unfortunately, few people have the money saved up after retirement to invest in any landscaping projects to make their yards more inviting, especially at night. Thankfully, a simple DIY project can transform your outdoor space without breaking the bank. Follow this seven-step plan to […]
4 Benefits of Mortgage Preapproval for First-Time Home Buyers
If you’ve read any articles at all about buying your first home, you’ve probably heard that youshould seek mortgage preapproval as you tour potential properties. Preapproval consists of a letter from the mortgage company indicating the amount available for your potential home loan based on your credit history, the interest rate and the monthly payment. […]