Whether retirement is decades away or just around the corner, you probably wonder if you’re putting enough money away to survive during your golden years. While the answer to that question varies based on whether you picture a simple cottage or a life of travel, these simple guidelines can help you see if you need […]
Too many people have a skewed view of investing. The consensus is that if you didn’t startinvesting between 20 and 30, then what’s the point? The point is there is still a lot of money on the table. There is no reason that during your retirement years, your money can’t start working for you instead […]
Service fees grind my gears, and I have a sneaking suspicion that I’m not the only one. When Ifind myself confronted with tacked-on fees for seemingly nothing, I try one or more of thefollowing approaches to strike them from my bill for good.1. Don’t Be a JerkAs a customer, you may always be right — […]
Simply put, the fee you pay to your insurance provider every month is your premium cost. Inexchange, the insurance company agrees to cover valid claims on your policy. Depending on the type of policy and the provider, you may pay your premium all at once for the coverage period or in monthly or quarterly installments. […]
Adults of all ages should monitor their monthly living expenses closely. Without propermanagement, it is easy for standard bills to get out of hand, leading to a deficit in the budget. As retirees, with limited sources of income, it is even more crucial to manage funds. While many people may take utility expenses, like electricity, […]
It’s a problem most homeowners have dealt with numerous times. Drains become gunked up with hair, food debris, dirt, and grime, which makes them less efficient over time. Clogs can also indicate a bigger plumbing issue, which might require the help of a professional to get to the bottom of the repairs.Before you take that […]
If you’re anything like me, you love your kids and grandkids with all your heart and would dopractically anything for them. But when it comes to co-signing on a loan, you need to look before you leap. Otherwise you could end up in a heap of financial trouble if your loved one defaults on the […]
It’s frustrating to look at your bank account each month and see the balance going down instead of up. Let me share a secret about sticking to a budget: it’s not the big things that get you. Usually, what makes people overspend are the little things that add up each month. Here are six major […]
If you stop to think about it, buying everything brand new is a waste of money. Most new things depreciate the instant you fork over cash or sign that credit card payment screen. Of course, there are some things (such as underwear) that should always be purchased with the tags attached. But there are plenty […]
Small home repairs can make a big difference in your quality of life. After all, who wants to live with a dripping faucet, a broken step or a creaking door? Even if you’re on a tight budget, you can improve your home in a weekend with these simple, low-cost DIY fixes. Here’s your guide to […]