How the Government Stimulus May Affect Inflation
As the old saying goes, money doesn’t just grow on trees. However, those bigwigs in the government sure seem to think it does. Whenever funds are needed for some new pet project or special interest, out comes the checkbooks. And who foots the bill? That’s right, American taxpayers.While the government stimulus is definitely more serious […]
Smart Strategies To Save on Your Utility Bills This Winter
Federal Department of Energy data estimates average utility spending of more than $1,400 per year, per household. Chances are, you could make better use of that money elsewhere. If you find your bills increasing as the temperature drops, try these tips to reduce your heating and utility bills during the winter.Seal Heat-Stealing GapsHeat can escape […]
The Housing Boom of 2021
Seeing the rise in housing prices and the lower than usual interest rates is an encouraging sign for home buyers, but it does bring up some familiar concerns from the early 2000s. Typically, when people consider a housing bubble or boom, it is only a matter of time before it bursts or collapses. Therefore, is […]
What’s the Deal With GameStop Stock and Should You Invest?
GameStop is a video game seller that mainly offers its products in physical stores. The problem is that many teens and adults buy digital video guys online these days. Unsurprisingly, GameStop’s profits, and the price of its stocks, were going down.What Happened to GameStop Stocks?Near the middle of January 2021, something changed. Stock prices for […]
3 Times Wall Street Manipulated the Market
When I first heard about the “GameStop uprising,” I had no idea what it was. But then the news lit up with stories about how a bunch of regular Joes decided to play Wall Street’s own game and caused quite a ruckus. Although I don’t condone risking your own finances just to make somebody else […]
If Following a Budget Is Hard, Do This Instead
Hey there! Are you one of the millions of Americans who made a resolution to get control of your finances this year? If so, you’ve probably been trying to stick to a budget. This is a great goal to have, but it may not be ideal for everyone. For example, if your paycheck varies a […]
3 Things I Learned After Tracking My “Wants” for 30 Days
Recently, I decided to reevaluate my financial “wants.” I’m talking about those expenses related to entertainment, dining out and so on; you know, the fun stuff. Before I began, I was confident that I was managing that particular strand of our family budget well. We weren’t lavishing our guests and ourselves with 11-course meals or […]
Using Personal Loans as Investment Vehicles
Money makes the world go round. It’s a familiar phrase, and it is a common trope for people who make rash investment decisions. It is typical to want money; from an early age, people are shown the dramatic windfalls of frivolous investors and millionaires, leading to envy and desire. Unfortunately, the eagerness for wealth can […]
Make the Most of Credit Card Rewards With These Dos and Don’ts
Are credit card rewards all they’re cracked up to be? While it’s possible to reap the benefits of spending money on your card, making the wrong moves can quickly negate these gains. These are the dos and don’ts for maximizing your credit card rewards and avoiding common pitfalls.Do Pick a Card That Makes SenseCarefully read […]
6 of the Worst Credit Mistakes You Can Make
Most schools don’t teach credit smarts. Unfortunately, that means it’s easy to make mistakes that can tank your FICO score as soon as you get your first credit card. Lenders look at this number when you apply for a loan or credit card to help them determine the risk that you will default on the […]