Eco-Friendly Credit Cards: Good for the Environment or Corporate Scheme?
In one survey, almost 50% of individuals said that choosing eco-friendly or sustainable brands is very important to them. Many businesses have taken the hint, offering greener products and promising support for environmental causes. One of the latest trends is eco-friendly credit cards. Is it time to swap your old credit card for a greener […]
Deciding If a Travel Rewards Credit Card Is for You
Many people dream of traveling the world when they retire or before. They plan elaborate vacations with specific and often expensive stops as they daydream at their desk job. For the dreamers, a travel rewards credit card seems like a no-brainer, especially when they have globe-trotting friends who seem to bask in the benefits of […]
Credit Card Churning: The Mechanics and the Risks
Credit card issuers like to entice new users by offering rewards or bonuses for new accounts. While it is a decent marketing tactic, many applicants attempt to game the system by rapidly opening and closing accounts to maximize rewards in a practice called credit card churning.There is nothing illegal about the practice, but some argue […]
Credit Cards: Is One Enough or Do You Need More?
For anyone who has experienced credit card debt, the decision to have even one credit card can lead to feelings of anxiety. However, while credit cards are easy to abuse, the little pieces of plastic do play a vital role in rebuilding and establishing credit.The American Bankers Association recently estimated that approximately two in three […]
Make the Most of Credit Card Rewards With These Dos and Don’ts
Are credit card rewards all they’re cracked up to be? While it’s possible to reap the benefits of spending money on your card, making the wrong moves can quickly negate these gains. These are the dos and don’ts for maximizing your credit card rewards and avoiding common pitfalls.Do Pick a Card That Makes SenseCarefully read […]
3 Costly Credit Card Mistakes You’re Probably Making
Credit cards can be a powerful tool for building your credit and paying for expenses, but only if you use them responsibly. When used incorrectly, credit cards can destroy your financial health, your credit profile and your overall quality of life. To avoid the devastating consequences of credit card irresponsibility, it is important that you […]