Do Young People Really Need to Save Money?
It’s easy to put off saving when you’re young. It might seem like you have all the time in the world to plan for retirement or save up for your child’s college fund. And if you’re just starting out in your career, your income might be mostly dedicated to essential expenses. In these instances, saving […]
3 Times Being Nice Will Kill Your Finances
Being responsible about finances is a must to enjoy a happy, comfortable life. Being a nice person is also important, both for your health and happiness, as well as the health and happiness of others in your life. However, being nice doesn’t necessarily mean you should be a pushover. Being a pushover can lead to […]
5 Financial Goals That Everyone Should Set in 2021
Let’s cut to the chase: 2020 has been a real haul. With brighter days ahead, it’s time to start gazing into your financial future. More specifically, it’s time to set some goals to make your accounts healthier and more robust than ever by this time next year.1. Create a BudgetMore and more Americans are living […]
My Secrets for Racking Up Credit Card Points
You know that credit card debt can put a serious hit on your financial future, but that doesn’t mean you should write off credit cards completely. In fact, if you can qualify for a rewards credit card, it can serve as a smart tool to reduce your bottom line and pay for fun extras. These […]
3 Tips for Renegotiating Your Interest Rate on a Current Account
As someone who has done this several times over the years, I can tell you that renegotiating interest on a current account isn’t as tricky as you might think. You just need to know how to ask. Here are three effective tips:1. Build a Persuasive ArgumentNo lender is going to magically give you a lower […]
Here’s How To Invest During an Economic Downturn
The stock market can be unpredictable to say the least. For this reason, periods of slower economic growth aren’t really a huge surprise. What should you do with your money during an economic downturn?Your GoalsThe first step in deciding your next move is knowing what you want to accomplish. Are you trying to benefit financially […]
Things You Can Buy Second Hand to Save Money
If you stop to think about it, buying everything brand new is a waste of money. Most new things depreciate the instant you fork over cash or sign that credit card payment screen. Of course, there are some things (such as underwear) that should always be purchased with the tags attached. But there are plenty […]
Strategies You Can Use To Save Money on Grocery Shopping
How often do you spend more than you would like at the grocery store? Seeing all the sales and bright packaging is enticing, and it is meant to be, which is why it is necessary to have strategies for when you go to the store so you can save money. Check out the following ten […]