Save Money by Cancelling Subscriptions
Subscription services are convenient and fun but are they necessary? On average, people spend about $130 more than they realize on monthly subscriptions. In fact, about a third of consumers underestimate how much they spend on monthly subscriptions by up to $199.In the digital age, it is easy to become overwhelmed by apps, streaming services, […]
Retirement: The Goal, the Myth, the Legend
For many people, retirement represents a lifelong goal. The idea of spending their “last act” free and doing as they please is enticing, if not romantic.Truthfully, retirement and the reality of it are changing. Retirement as part of the law has only been a concept since 1935 after the passing of the Social Security act. […]
5 Common Investment Pitfalls
You know that investing is important. Investments are how you allow your money to work for you, but investing is a patience game. Despite some day traders claiming repetitive thousands a day, real gains take time.One thing about investing is it is a personal journey. Every person will have to learn from their failures and […]
4 Ways To Soften the Blow of Rising Gas Prices
With the current conflict with Russian and historical inflation, gas prices are sitting at about $4 per gallon across the states, with some areas experiencing higher costs than that. While President Biden has agreed to release reserved barrels to soften the blow and, hopefully, reduce prices, there is no telling how long or if that […]
The Quickest Ways To Save Money at the Grocery Store
Implementing smart shopping tips can save you a lot more money than you probably think. Many U.S. families of four spend $850-$1,000 a month on groceries (more if you have teens). Cutting that bill by just 10-15% is $100-$150 a month! If you really get into stacking coupons, store deals and price comparison apps, that […]
The Importance and Suggested Frequency of Credit Monitoring
According to the Federal Trade Commission, one in five Americans experiences errors on at least one of their credit reports. Unfortunately, most people do not realize the mistakes because they do not check their reports often or not often enough. Credit reporting errors at TransUnion, Equifax, or Experian can lead to weaker credit scores regardless of […]
Running the Numbers: How Much Money Should You Put in Your 401(k)?
When you first have a job with access to retirement savings with a 401(k), it can be difficult to determine how much of your check to set aside for your golden years. Even if you have been dutifully contributing to your account for a decade or more, you might be unsure about whether your savings […]
Stock Alert: Will Big Pharma Be in Trouble If Patents Go Public?
According to The Guardian, the Oxford/AstraZeneca vaccine used over 95% funding from the public and from donations. Similar things can be said about Moderna and Pfizer. Should the government force Big Pharma to make these patents public? Would that damage pharmaceutical stock prices?What Exactly Is Going on With Vaccine Patents?In the U.S. and around the […]
How To Protect Assets From a Divorce
No one goes into marriage assuming that they’ll one day get divorced. However, despite peoples’ best intentions, many marriages end in a parting of ways. If this happens to you, it’s important to make sure you’re prepared. Otherwise, you could end up losing a lot of your assets that you’ve worked so hard to accrue […]
5 Reasons the Roth IRA Is Still a Great Retirement Vehicle
If there is one thing married retirees know, it is the importance of communication. While discussions about money may have faded into the background because of children and other life choices, you can no longer avoid fiscal conversations because neither spouse is working.Instead of catering to avoidance and blissful ignorance, embrace the challenge and small […]