Do Electric Cars Save You Money in the Long Run?
Comparing the costs of electric versus gas is tricky. Prices range a ton depending on vehicle manufacturers and even where you live in the United States. I’m going to do my best to explain five important factors that can help you make the best decision.1. Sticker PriceThe first glaring difference in the total cost of […]
How the Government Stimulus May Affect Inflation
As the old saying goes, money doesn’t just grow on trees. However, those bigwigs in the government sure seem to think it does. Whenever funds are needed for some new pet project or special interest, out comes the checkbooks. And who foots the bill? That’s right, American taxpayers.While the government stimulus is definitely more serious […]
Smart Strategies To Save on Your Utility Bills This Winter
Federal Department of Energy data estimates average utility spending of more than $1,400 per year, per household. Chances are, you could make better use of that money elsewhere. If you find your bills increasing as the temperature drops, try these tips to reduce your heating and utility bills during the winter.Seal Heat-Stealing GapsHeat can escape […]
3 Times Wall Street Manipulated the Market
When I first heard about the “GameStop uprising,” I had no idea what it was. But then the news lit up with stories about how a bunch of regular Joes decided to play Wall Street’s own game and caused quite a ruckus. Although I don’t condone risking your own finances just to make somebody else […]
If Following a Budget Is Hard, Do This Instead
Hey there! Are you one of the millions of Americans who made a resolution to get control of your finances this year? If so, you’ve probably been trying to stick to a budget. This is a great goal to have, but it may not be ideal for everyone. For example, if your paycheck varies a […]
3 Things I Learned After Tracking My “Wants” for 30 Days
Recently, I decided to reevaluate my financial “wants.” I’m talking about those expenses related to entertainment, dining out and so on; you know, the fun stuff. Before I began, I was confident that I was managing that particular strand of our family budget well. We weren’t lavishing our guests and ourselves with 11-course meals or […]
How To Teach Kids the Value of Earning Money
Have you noticed how kids these days seem to think money literally grows on trees? I once heard of a kid who thought his parents had an unlimited money supply and that they could write out checks for any amount they wanted! It’s normal to want the best for your kids, especially if you had […]
3 Times Being Nice Will Kill Your Finances
Being responsible about finances is a must to enjoy a happy, comfortable life. Being a nice person is also important, both for your health and happiness, as well as the health and happiness of others in your life. However, being nice doesn’t necessarily mean you should be a pushover. Being a pushover can lead to […]
3 Tips for Renegotiating Your Interest Rate on a Current Account
As someone who has done this several times over the years, I can tell you that renegotiating interest on a current account isn’t as tricky as you might think. You just need to know how to ask. Here are three effective tips:1. Build a Persuasive ArgumentNo lender is going to magically give you a lower […]
The Only 4 Knives You Need in the Kitchen
Believe it or not, you don’t need those huge blocks packed with who-knows-how-many different knives. Professional chefs rely on four knives to get the job done, and that’s all you need:1. Chef’s KnifeThis is going to be your workhorse. A chef’s knife is your go-to for any kind of meal. It handlesfood prep quickly and […]