While everyone loves money, talking about it always seems complicated and frustrating, especially communicating with a spouse. While the perception is married couples, particularly retired couples, have the kinks worked out in their relationships, that is not always the case. The truth is while a marriage is a partnership, each spouse comes into the relationship […]
Using your money wisely for investments means doing a little digging online. One of my favorite tools is the annual Form 10-K. I always check for four warning signs that say a business is doomed to crash and burn. They’ve never failed me.1. Ongoing Losses and Cash Flow ProblemsEvery corporation needs good cash flow to […]
Benjamin Franklin once said, “In this world nothing can be said to be certain, except death and taxes.” He was pretty close, but he forgot one other fact of life: inflation. No matter what country a person lives in or what type of currency it uses, inflation is something that’s impossible to ignore.What Is Inflation?In […]
Paying your bills on time is one of the best ways to avoid debt. Without having to worry about late fees and missed payments, you spend less money overall and get more bang for your buck. You also enjoy a better credit score, which is amazing because you can qualify for low-interest loans if you […]
If you’re like many people, you look at the stock market as a mysterious and complexundertaking. You know that people earn money on investments, maybe even people like your friends or your family, but to you, it all seems like a foreign language. You may also be put off by the high-risk nature, especially if […]
It seems like we just finished tax season, and yet it’s right around the corner again. Though it’s never been my favorite time of year, I’ve learned some techniques that have helped me prepare well in advance for the big day. If tax season comes around and you find yourself scrambling to prepare, it may […]
Marriage is all about making the love two people share official. It means you and your spouse are going to create a big, happy life together, complete with grandkids, family dinners, lots oflaughter, and all the other wonderful things that make life worth living.Because of the many benefits marriage offers, lots of folks tend to […]
Simply put, the fee you pay to your insurance provider every month is your premium cost. Inexchange, the insurance company agrees to cover valid claims on your policy. Depending on the type of policy and the provider, you may pay your premium all at once for the coverage period or in monthly or quarterly installments. […]
Adults of all ages should monitor their monthly living expenses closely. Without propermanagement, it is easy for standard bills to get out of hand, leading to a deficit in the budget. As retirees, with limited sources of income, it is even more crucial to manage funds. While many people may take utility expenses, like electricity, […]
If you’re anything like me, you love your kids and grandkids with all your heart and would dopractically anything for them. But when it comes to co-signing on a loan, you need to look before you leap. Otherwise you could end up in a heap of financial trouble if your loved one defaults on the […]