Bill Davis
5 Common Investment Pitfalls
You know that investing is important. Investments are how you allow your money to work for you, but investing is a patience game. Despite some day traders claiming repetitive thousands a day, real gains take time.One thing about investing is it is a personal journey. Every person will have to learn from their failures and […]
6 Things To Consider When Selecting a Credit Union
People think of two institutions for savings and investing: credit unions and banks. Banks are the more conventional option, but they do not offer as many advantages as credit unions.Credit unions are community-focused institutions. Consumers who save and invest with a credit union have access to several features:Lower fees Better interest rates Reduced loan rates Insured deposits Personalized customer […]
4 Ways To Soften the Blow of Rising Gas Prices
With the current conflict with Russian and historical inflation, gas prices are sitting at about $4 per gallon across the states, with some areas experiencing higher costs than that. While President Biden has agreed to release reserved barrels to soften the blow and, hopefully, reduce prices, there is no telling how long or if that […]
Reasons To Reconsider Doing Your Own Taxes
Many people feel that doing their own taxes saves them money, but that is not always true. While it is possible to save money with DIY approaches and software, costly mistakes are also possible.Tax season is plagued by advertisements for tax software and promises of low tax bills. The commercials are accurate to an extent. […]
5 Favorite Investment Property Destinations for 2022
When it comes to real estate, it’s all about location. That old adage holds as true for investment property as it does when you’re shopping for your first family home. NASDAQ reports that in some markets, investors can expect year-over-year returns that approach 18%, much higher than the average you’ll see on the stock market. […]
5 Fun Hobbies To Make Some Extra Money
It seems that with world conflicts and health crisis recoveries, families will need to find creative ways to increase their incomes. Thankfully, with the internet and several peer-to-peer marketplaces, it is more possible than ever to make money in addition to traditional wages. However, as you scour the web for opportunities, it is vital you stay […]
Divorce: Financial Protection and Fairness
Divorce is one of the most emotionally taxing situations a person can experience. In many cases, a divorcing couple sees the end of their relationship as a failure or, worse, a lengthy mistake. While people can argue the merits of a relationship and its value, people cannot argue the financial challenges of ending a marriage.The […]
Marriage and Building a Healthy Financial Relationship
Money is necessary. Debt is often required, too. Understanding how each factor into a relationship is essential to happiness and refraining from financial arguments. Too many couples struggle to get on the same page about money or make arrangements that are impossible to maintain.Failing to compromise and adapt financial decisions based on relationship needs can, […]
Cashback Apps: What You Need To Know
In today’s ever-volatile market, who isn’t looking for more ways to save? While you shouldn’t discount traditional savings methods, such as the 50/30/20 rule, it doesn’t hurt to compliment your efforts with more innovative and easier ways to save, such as through cashback apps. By using cashback apps, you can earn money, rewards points and […]
Understanding the CD Ladder Strategy and Its Benefits
A certificate of deposit or CD is an investment or savings tool. CDs have a higher interest rate than standard savings accounts, which is why many investors use them within their portfolios. However, to make the most of the various interest rates available, an investor might use a CD ladder strategy.A CD ladder reduces the […]