Charity is a long-held staple in financial circles. While charitable donations do provide some tax incentives, most people give money because they believe in a cause. Unfortunately, not all charities are on the up and up. Some organizations are dubious, and others are not well managed. Before you donate your hard-earned money, you should do your […]
With the evolving digital marketplace, it is not uncommon for people to make money selling goods and services. While some people make a side hustle out of the process, others bring in a substantial income selling online. The IRS now wants to know a little bit more about your profits from eBay or Etsy sales. In […]
Older age comes with several important considerations and decisions, one of which is when is it time to downsize? Most people assume they will start downsizing once their last child has flown the coop, but the truth is that many homeowners put off the inevitable for as long as possible. In fact, just as boomers […]
With the ease of making monthly commitments through smart devices and affordable streaming and digital content channels, you can quickly over-extend yourself. However, monthly subscriptions are not the only way people are overspending every month. You can reference at least 11 areas for immediate savings when you need to cut costs.1. ThermostatWhat type of thermostat […]
One of the scariest things, when you fall ill, is thinking you cannot afford to get healthy. Medical debt can quickly become overwhelming and challenging to manage. Thankfully, there are several things you can do to save yourself money and limit future debt.1. Learn Your PolicyWhile they are typically dry and overly complex reading, you […]
Most people know they should invest their money. Unfortunately, many people do not start investing until later in life because of bills, obligations, and other compiling reasons.Regardless of when you start investing, the stock market and other financial vehicles can be confusing and intimidating. While you can take your money to brokerage houses, they typically […]
Going on a shopping spree with a credit card in hand can leave you burdened with debt and stress. That’s why it’s a big surprise to see many mental health professionals recommending “retail therapy” to deal with pandemic stress. Can shopping be good for your health?The Benefits of Shopping for Your MoodThe science doesn’t lie. […]
Research into wealth and happiness seemed to support the idea that money cannot buy happiness; however, a new study from The Wharton School suggests that an individual’s well-being rises with the money they make. Previous research suggested a plateau between income and happiness once a person reached $75,000 annually, but that appears to be a […]
Getting your first home is exciting. It’s also a big decision. If you play your cards right, you can save money and have the cash to spend on other things you love. Before you sign on the dotted line, take a look at these tips for first-time home buyers.1. Take Care of Your CreditA common […]
Money and worry seem to go hand-in-hand. While the occasional financial concern is normal and expected, the chronic panic over bills and finances is problematic. Too much concern can result in sleepless nights and cognitive impairment.Losing your job or experiencing unexpected expenses is enough to stress anyone out. Still, the goal must be to manage […]