If you’ve read any articles at all about buying your first home, you’ve probably heard that youshould seek mortgage preapproval as you tour potential properties. Preapproval consists of a letter from the mortgage company indicating the amount available for your potential home loan based on your credit history, the interest rate and the monthly payment. […]
Congratulations! You have made it to retirement debt-free and with adequate savings to enjoy your golden years. However, do not be overeager to spend your money. While it often feels nice to let loose of the purse strings a bit, keep in mind that you still have many years ahead.Therefore, while most will encourage you […]
Like with the idea of hitting the jackpot or striking gold, it’s easy to fall in love with the idea ofgetting rich quick through the stock market. The truth is, though, that very few people make a profit day trading, and even fewer can retire from it. In fact, people are more likely to lose […]
While there are several financial vehicles for saving money, few will benefit the investor,especially those with a retirement focus, more than an individual retirement account. IRAs are incredible tools for retirement savings, but only for the right individual. It is necessary tounderstand the account before deciding to open it.IRA BasicsAn IRA account allows the investor […]
Retirement does not eliminate the need for extra money or to find purpose. People need to find motivation and reason to get up in the morning, especially when a job no longer plays a role. You are still useful, and there is no reason that society would not benefit from your years on this planet. […]
If you think the stock market is only for gamblers and slick, Gordon Gekko types, think again.There are a variety of ways that even the most fiscally conservative among us can invest ourhard-earned cash without worrying about taking out a second mortgage. Here are five categories of stock into which I’ve sunk money at some […]
How To Decide What are lines of credit? When are loans a good choice? Let me share some of the experience I’ve accrued over the years as a small business owner and successful entrepreneur.Loans Versus Lines of CreditEven though your goal is the same with both options — to have capital for business expenses — […]
If you’re anything like me, you spend more time in your RV than your own home during thesummer. But you may have noticed a few things about your RV that you don’t particularly like. Whether you’re dissatisfied with the layout or lack of storage space, here are 10 RV hacks that will make your life […]
Who doesn’t want to look out over their yard and see a sea of green, lush grass? One of the most significant contributors to curb appeal is a well-manicured lawn. Unfortunately, manyhomeowners have trouble keeping their yards healthy. Thankfully, there are at least seven simple maintenance tasks that can help you rescue a dying lawn […]
Everyone wants their house or apartment to stay fresh and exciting, even older guys like me. The problem is that many design changes cost major moolah, from buying a new sectional to building a new deck. The solution? Check out these ideas for making an amazing impact with things that don’t cost a lot.1. Choose […]