Tag Archives for " savings "

Easy Steps To Lower Your Interest Rates

If you have credit card debt and pay over 20%, it’s time to look at ways to lower your card’s interest rates. Getting a lower annual percentage rate is easier than you think, especially if you’ve already paid down part of the debt. Follow this simple guide for great tips.How To Negotiate a Lower Interest […]

Negotiation: It’s Not a Dirty Word

To haggle, barter, liaise, or come to terms are all words or phrases synonymous with or related to negotiation. Yet, despite the prevalence of negotiation in the language, many people have an aversion to the process.A 2017 PayScale survey polling 31,000 people found that 57% of participants never asked for a raise in their field. […]

5 Real Ways To Make Money From Home

It can be challenging to find side gigs that provide a decent amount of money. The digital age gave rise to affiliate marketers and online survey takers. While it is possible to make some money doing these things, an overly flooded market and a general disdain for digital ads make it difficult for the average […]

When To Travel To Maximize Your Savings

You want to take a trip, but you do not want to spend a fortune on airfare. Widespread assumption tells you that booking a flight for a Monday in the future is the most cost-effective solution, but is that what the research says? No.Many people schedule travel plans around outdated studies or assumptions not rooted […]

Understanding I Bonds and Their Current and Growing Popularity

With rising inflation rates, it is natural for Americans to worry about the value of their dollar. Over the past several months, the average consumer’s paycheck does not meet the same budgetary expectations as before, with many citizens complaining about rising grocery costs and other essentials.As inflation continues to rise, investors are trying to find […]

Retirement Savings and the Magic Age of 40

A comfortable and secure retirement depends on your savings habits earlier in life. The general understanding when it comes to saving for retirement is that the earlier you start, the better. However, life goals often get in the way, like getting married, buying a house, and traveling. While accomplishing alternative financial goals is part of […]

Weighing the Pros and Cons of an HSA

With a health savings account, commonly called an HSA, you can set aside pre-tax funds to pay for future medical expenses. While an HSA sounds like a no-brainer, reviewing the benefits and possible drawbacks of these types of accounts can help you make the best decision for your finances. Here’s what you need to know […]

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