Bill Davis
Examining the 2021 Infrastructure Plan: The Pros and Cons
On November 5th, 2021, Congress officially passed the Biden Administrations Infrastructure Investment and Jobs Act. It was formally signed into law on November 15th.While it was a significant legislative accomplishment for the White House, many Americans wonder what the plan means for their wallet and future. Depending on how you look at the infrastructure strategy, […]
Understanding I Bonds and Their Current and Growing Popularity
With rising inflation rates, it is natural for Americans to worry about the value of their dollar. Over the past several months, the average consumer’s paycheck does not meet the same budgetary expectations as before, with many citizens complaining about rising grocery costs and other essentials.As inflation continues to rise, investors are trying to find […]
4 Reasons To Be Excited About Driverless Vehicles
While tech giants continue to make headway on self-driving technology, there are still many regulatory hurdles to jump before driverless vehicles ever become a full-fledged reality. The trepidation around the idea is understandable because a genuinely autonomous vehicle will not require human input while operating, making many people nervous. The journey toward actual driverless vehicles has […]
Debt Trouble: Know the Warning Signs of Accumulating Too Much Debt
According to financial experts, no more than 36% of an individual’s monthly gross income should go towards debt obligations; however, even that can be a stretch for some people. Still, it is good to have a boundary, a marker for when things might be spinning out of control. Some experts refer to terms like manageable debt […]
Retirement Savings and the Magic Age of 40
A comfortable and secure retirement depends on your savings habits earlier in life. The general understanding when it comes to saving for retirement is that the earlier you start, the better. However, life goals often get in the way, like getting married, buying a house, and traveling. While accomplishing alternative financial goals is part of […]
Financial Ruin: The Myth of Avocado Toast and Fancy Coffee
There is a surprising number of articles, blog posts, and videos advising young people to stop drinking fancy coffee drinks and consuming avocado toast: the reason: financial ruin. That’s right; people are making the claim that partaking in a beverage or a snack can ruin a person financially, which is not entirely true. Obviously, most of […]
Finding the Right Brokerage and Broker for You
A brokerage account is a necessity for anyone wanting to invest money. Unfortunately, there is no cut-and-dry approach to choosing one out of the many different brokers in the world. However, selecting the right broker will affect your investing life, everything from what assets you can trade to investment costs. While it might feel overwhelming […]
Should You Wait for Black Friday This Year?
Black Friday is one of the busiest and most lucrative shopping days for businesses and consumers but is that still going to be the case this year, 2021? While many people wait for Black Friday to do most of their holiday shopping, they will need to reassess their goals and consider the continuing struggle of […]
Retirement Accounts: 4 Tips To Avoid Withdrawal Mistakes
People look to retirement accounts for survival in their old age. Tapping into retirement savings or options too early can lead to significant problems in the future, but it can also cost you hundreds of thousands of dollars in potential gains. While prepping for retirement can prevent future years of stress, sometimes life happens, and you […]
The Top 5 Safest Modes of Travel
Retirement is the time in your life to enjoy and travel. If plans were successful, you likely have enough to enjoy one or two trips per year, if not more. However, as eager as many retirees are to travel, the news of plane crashes, boats capsizing, or train derailments can quickly curb the enthusiasm. It […]