Bill Davis
Looking Into the Value of Wholesale or Warehouse Clubs
Warehouse or wholesale clubs are popular among most consumers. The stores offer a variety of products, often in bulk sizes, at what most people deem fair prices. However, buying in bulk is not always the best option.Sometimes, people get carried away because they feel a deal is too good to pass up, but the bulk […]
Understanding Buy Now, Pay Later Services and Their Value To Consumers
Buy now, pay later applications moved from the outskirts of payment options to mainstream purchasing options relatively quickly. Less than 10 years ago, the acronym BNPL likely struck confusion on consumers’ faces, but now, with large retail chains accepting the payment option, it is becoming common knowledge.BNPL services have advantages for the consumer and the […]
When To Travel To Maximize Your Savings
You want to take a trip, but you do not want to spend a fortune on airfare. Widespread assumption tells you that booking a flight for a Monday in the future is the most cost-effective solution, but is that what the research says? No.Many people schedule travel plans around outdated studies or assumptions not rooted […]
6 Ways To Cope With Financial Stress
Between rising interest and an evolving work environment, it seems the past couple of years have seen more people than usual experiencing financial hardship and stress. While stress is an understandable response to current situations, it can lead to health problems. Therefore, it is necessary to take stock of your situation and figure out the […]
6 Things You Should Always Shop for at the Dollar Store
Dollar stores are beautiful concepts, and they provide plenty of opportunities to save a great deal of money with the right strategy. See, while it is tempting to purchase everything you can from a dollar store, not everything is as good of a deal as it seems. For instance, many food items are overpriced, but […]
Six Smart Money Moves to Make Before December Ends
Making the right money moves at year’s end can help you start 2022 with a strong financial foundation. Consider these strategies now for peace of mind as the ball drops at midnight on New Year’s Eve.Look at Your BudgetHow have your income and expenses changed this year? Are you making the most of your money, […]
5 Reasons To Consider Converting To Solar Power
While there are many reasons to install solar panels on your house, the most common reasons are for financial savings and to help the environment. For those in retirement, the financial incentives are likely a driving force in the decision. It is worth noting that solar panels are initially quite expensive, which can be alarming for […]
Credit Card Churning: The Mechanics and the Risks
Credit card issuers like to entice new users by offering rewards or bonuses for new accounts. While it is a decent marketing tactic, many applicants attempt to game the system by rapidly opening and closing accounts to maximize rewards in a practice called credit card churning.There is nothing illegal about the practice, but some argue […]
Understanding Taxes as a Beneficiary
Inheritance and estate taxes seem like the same thing, and many people make that mistake, often interchanging the terms in conversation. However, each term refers to a specific concept and practice despite the similar subject matter.Estate taxes are of no concern to heirs because they are paid by the estate. The tax is typically a […]
Why Investing in a Rental Property Early Might Be the Best Retirement Decision
Most people will experience a point in their adult lives when they panic about the future, specifically caring for themselves beyond retirement. While there are methods for saving for retirement to ensure your future is secure, one investment opportunity that is often overlooked is purchasing an investment property. The earlier you can buy an investment property, […]