$75,000 Happiness Plateau Is a Lie
Research into wealth and happiness seemed to support the idea that money cannot buy happiness; however, a new study from The Wharton School suggests that an individual’s well-being rises with the money they make. Previous research suggested a plateau between income and happiness once a person reached $75,000 annually, but that appears to be a […]
My 5 Best Pieces of Advice to First-Time Homebuyers
Getting your first home is exciting. It’s also a big decision. If you play your cards right, you can save money and have the cash to spend on other things you love. Before you sign on the dotted line, take a look at these tips for first-time home buyers.1. Take Care of Your CreditA common […]
Fighting Financial Anxiety and Tips To Recover
Money and worry seem to go hand-in-hand. While the occasional financial concern is normal and expected, the chronic panic over bills and finances is problematic. Too much concern can result in sleepless nights and cognitive impairment.Losing your job or experiencing unexpected expenses is enough to stress anyone out. Still, the goal must be to manage […]
Looking Into the Value of Wholesale or Warehouse Clubs
Warehouse or wholesale clubs are popular among most consumers. The stores offer a variety of products, often in bulk sizes, at what most people deem fair prices. However, buying in bulk is not always the best option.Sometimes, people get carried away because they feel a deal is too good to pass up, but the bulk […]
Understanding Buy Now, Pay Later Services and Their Value To Consumers
Buy now, pay later applications moved from the outskirts of payment options to mainstream purchasing options relatively quickly. Less than 10 years ago, the acronym BNPL likely struck confusion on consumers’ faces, but now, with large retail chains accepting the payment option, it is becoming common knowledge.BNPL services have advantages for the consumer and the […]
When To Travel To Maximize Your Savings
You want to take a trip, but you do not want to spend a fortune on airfare. Widespread assumption tells you that booking a flight for a Monday in the future is the most cost-effective solution, but is that what the research says? No.Many people schedule travel plans around outdated studies or assumptions not rooted […]
6 Ways To Cope With Financial Stress
Between rising interest and an evolving work environment, it seems the past couple of years have seen more people than usual experiencing financial hardship and stress. While stress is an understandable response to current situations, it can lead to health problems. Therefore, it is necessary to take stock of your situation and figure out the […]
6 Things You Should Always Shop for at the Dollar Store
Dollar stores are beautiful concepts, and they provide plenty of opportunities to save a great deal of money with the right strategy. See, while it is tempting to purchase everything you can from a dollar store, not everything is as good of a deal as it seems. For instance, many food items are overpriced, but […]
Six Smart Money Moves to Make Before December Ends
Making the right money moves at year’s end can help you start 2022 with a strong financial foundation. Consider these strategies now for peace of mind as the ball drops at midnight on New Year’s Eve.Look at Your BudgetHow have your income and expenses changed this year? Are you making the most of your money, […]
Credit Card Churning: The Mechanics and the Risks
Credit card issuers like to entice new users by offering rewards or bonuses for new accounts. While it is a decent marketing tactic, many applicants attempt to game the system by rapidly opening and closing accounts to maximize rewards in a practice called credit card churning.There is nothing illegal about the practice, but some argue […]